Technology Platform

Acculynk's encryption and authentication framework is packaged into a platform technology that enables the secure transmittal of sensitive cardholder information over the Internet. Protected by a family of issued and pending patents, our platform technology is the backbone of our PaySecure service and is being leveraged to develop services for applications such as international Internet PIN debit, card verification, mobile banking and kiosks.

Key technology differentiators include:

a Graphical User Interface (GUI) PIN-pad to authenticate Personal Identification Numbers (PINs) and other sensitive cardholder data entered over the Internet
creation of token values that represent actual PINs through a unique, dynamically generated algorithm
no additional hardware required by cardholders
supports operational processes already in use by merchants, acquirers, issuers and EFT networks
multi-factor authentication, including geo-location, AVS and PIN-pad branding
PCI compliant

Acculynk mitigates the risk inherent with any highly sensitive online transaction, providing a comprehensive set of solutions for the payment processing industry.