Value For Consumers

Acculynk provides consumers a quick, easy and safe way to use your PIN debit card to pay for online purchases with PaySecure. There are many benefits to using PIN debit over credit cards and other payment methods.

Convenience: Use a card already in your wallet and a PIN you already know.
Security: A PIN adds an extra layer of authentication to any transaction. Acculynk's highly encrypted and secure service ensures your PIN is never in the clear as it travels across payment channels.
Ease of use: There is no enrollment to use your PIN debit card and no redirection to a 3rd-party site for payment. Pay for purchases at the merchant checkout in just seconds.

How does it work?
PaySecure is embedded directly into your merchant's website, so you will be given the option to pay with PIN debit at checkout. You enter your debit card information as you normally would at the checkout. Our service detects whether your debit card can be used with a PIN. If it can, Acculynk's graphical, scrambling PIN-pad will appear on your computer screen, giving you the option to enter your PIN. Simply enter your PIN using your mouse, click "Continue", and the transaction is processed. See a demo of PaySecure.

Is it secure?
Each time you use PaySecure, our service encrypts your PIN in a “PIN Block” so that it never travels across payment channels as your actual, numerical PIN. Your PIN is transmitted directly to Acculynk and is never seen by your online merchant.

Additionally, PaySecure requires PIN entry by mouse; your PIN cannot be entered by typing the numbers on your keyboard. This security feature is designed to prevent keylogging of your PIN.

What are the benefits?
PIN debit is a preferred payment method because it is convenient, secure and easy to use. Your PIN provides an extra layer of authentication and security to your transaction. PaySecure allows you to use a card you already have and a PIN that only you know right at the merchant checkout, with no enrollment or redirection to another website for payment.

Click here for a list of common consumer questions on PaySecure.