Value For Partners

Acculynk's core value proposition - security, reliability, convenience and return on investment - is embodied in all of our services, providing significant benefits to our merchant acquirer and EFT network partners.

New and Innovative Products for Merchant Acquirers

Consumers are continually seeking new payment methods that provide greater security. Fraud and identity theft are major consumer concerns and keep millions of Americans from transacting online each year. It is estimated that security concerns held back an estimated $2B in potential purchases in 2006.

PaySecure, Acculynk's Internet PIN debit service, provides an unrivaled level of security while also allowing consumers to use an existing debit card and PIN, right at the merchant checkout. Our service boasts the largest base of pre-enrolled consumers who are already familiar with PIN debit - and prefer it.

Acquirers can now offer merchants a payment service that mimics the PIN debit process at the retail point of sale, requires no consumer enrollment, sits at the merchant checkout, and offers new revenue opportunities and significant bottom-line savings: reduced interchange, real-time funding, 1-2 day settlement and reduced fraud and charge-backs. Our service adds another payment product to the acquirer portfolio, while strengthening the merchant relationship and increasing loyalty.

New Transaction Revenue for EFT Networks

While EFT networks have enjoyed a steady revenue stream from PIN debit transactions at the point of sale, they have largely been shut out of e-Commerce. Credit card and signature debit card transactions are processed over the credit card networks. Debit cards have surpassed credit cards as the preferred online payment method in terms of transaction volume. But networks cannot benefit from increased debit transactions because no ubiquitous, consumer-friendly solution for online PIN debit exists.

Acculynk brings PIN debit from the retail point of sale and onto the Internet. The transaction revenue networks enjoy from brick and mortar PIN debit purchases will be significantly increased with introduction of our service. PaySecure allows consumers who cannot currently use their debit card without a PIN to purchase online. Nearly 80 million cards in the U.S. are enabled as PIN only. Our service will provide a marked increase in transaction revenue which promises to grow exponentially as PaySecure becomes a ubiquitous payment method.

Contact us for more information.